Financial Crimes Analyst I

Dave vs. Goliath. We’re Dave.

Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions.

Dave’s offerings include its flagship ExtraCash product, providing members up to $500 in short-term advances within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

The Opportunity

Dave is building financial products that make everyday banking more transparent and accessible. As a Financial Crimes Analyst, you’ll help protect the integrity of our platform while supporting millions of members who rely on Dave to manage their money.

You’ll join the Compliance team and report to the Manager of Compliance, BSA/AML. In this role, you’ll investigate potential financial crime activity across our products, helping strengthen the systems that detect, monitor, and prevent fraud, money laundering, and other illicit activity. Your work will combine investigative thinking, regulatory awareness, and data analysis to help ensure Dave remains a trusted financial partner for our members.

What You’ll Build

• Conduct investigations related to potential financial crimes including fraud, money laundering, and suspicious account activity

• Review alerts and conduct customer due diligence by analyzing transaction histories, KYC information, and digital activity signals

• Document investigative findings clearly, identifying red flags, suspicious behaviors, and relevant context for alert disposition

• Maintain organized investigation records and case documentation to support regulatory compliance and internal review

• Partner with teams such as Member Success, Loss Management, and Risk to resolve escalations and investigate fraud incidents

• Monitor investigation queues and manage service level agreements to ensure timely resolution of alerts and cases

• Use available tools, data analysis, and research techniques to identify unusual activity patterns and emerging risks

• Participate in ongoing training and team collaboration to stay current on AML regulations, fraud trends, and investigative best practices

The Impact

Financial crime prevention is essential to maintaining trust in Dave’s products. Your work helps protect members from fraud while ensuring the platform operates safely and responsibly as we continue to grow.

What We’re Looking For

Technical Foundation

• 1+ years of experience supporting BSA/AML/OFAC investigations or financial crime operations

• Experience reviewing alerts or conducting investigations related to fraud, suspicious activity, or money laundering

• Strong analytical skills with the ability to identify patterns and assess risk within financial or transactional data

• Familiarity with regulatory frameworks such as the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) requirements

• Clear written communication skills with the ability to document investigative findings and recommendations

• Ability to manage multiple cases while meeting investigation deadlines and service level expectations

• Bachelor’s degree or equivalent practical experience in a relevant field

Bonus

• CAMS or CAFP certification

• Experience working within fintech, banking, or digital financial platforms

• Exposure to fraud analytics, transaction monitoring systems, or case management tools

What Makes Someone Successful Here

You approach investigations with curiosity and sound judgment. When reviewing activity, you look beyond individual alerts to understand broader patterns and potential risk. You care about accuracy and documentation because you know the details matter in financial crime prevention.

At the same time, you understand how investigative decisions affect both members and the business.

You also work well across teams. Financial crime prevention touches many parts of Dave, and you’ll regularly collaborate with risk, operations, and member-facing teams to resolve issues and strengthen controls. You value feedback, share insights with colleagues, and adapt your approach as new fraud patterns or regulatory expectations emerge.

What to Expect

Financial crime detection at Dave evolves as our products and member base grow. You’ll work in an environment where priorities shift based on emerging risks and data insights. Analysts are trusted to think critically, ask questions, and help improve how investigations and monitoring systems work over time.

Why Join Dave

• Help protect millions of members using Dave’s financial products

• Work at the intersection of fintech innovation and financial crime prevention

• Collaborate with teams across risk, compliance, and operations

• Contribute to a mission focused on expanding access to fair financial tools

Ready to build for the underdog?

Reports to: Manager, Compliance BSA/AML

Don’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply.

You may just be the right candidate for this or other roles.

Why you’ll love working here: 

At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together.

We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii. 

A few of our benefits & perks:

💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals

💻 Flexible hours and virtual first work culture with a home office stipend

🏥 Premium Medical, Dental, and Vision Insurance plans

👶 Generous paid parental and caregiver leave

💰 401(k) savings plan with matching contributions

📈 Financial advisor and financial wellness support

🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break

🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an

Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

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